financial services
Artificial intelligence (AI) is reshaping modern finance, supporting applications such as stock market forecasting, portfolio management, and investment advice. However, researchers from Pusan National University…
Housing Market Inflated by Pandemic Loan Fraud
For many Americans hoping to buy a home, the past several years have been exceptionally difficult. Between the end of 2019 and the end of…
Mobile Money Helps the Poor, but Confidence Matters
Mobile money is helping millions of people without traditional bank accounts participate more fully in the economy. Still, a new study suggests that trust, fairness…
Digital Finance Platforms Offer New Opportunities for Small Businesses
A new study suggests that simple digital finance tools, including mobile money services, may help small businesses strengthen their long-term competitiveness rather than simply improving…
When transparency goes too far, markets suffer
Transparency has become a fashionable mantra in modern finance. Opening up the inner workings of markets is widely assumed to improve decision-making, protect investors, and…
A Growing Banking Sector Means Higher Borrower Costs
When banks become crowded within a lending market, the familiar logic of supply and demand begins to unravel. In most markets, an increase in suppliers…
Mounting Systemic Threats in US Leveraged Loan Market Could Spark Next Financial Crisis, Study Warns
A recent study by the University of Bath uncovered troubling distortions in the U.S. leveraged loan market, raising concerns that a new financial crisis could…
Dodging the Red Zone: How Automated Bank Alerts Help Prevent Expensive Overdrafts
Automatic bank alerts have emerged as a remarkably effective tool in reducing the financial strain overdraft charges impose on consumers. According to new research conducted…
ChatGPT’s Shortcomings Indicate It’s Not Ready to Supplant Finance Experts
Large language models such as ChatGPT have demonstrated proficiency in selecting multiple-choice answers on financial licensing exams, yet they encounter difficulties when tasked with more…
The Impact of Self-Donations on Fundraising Success — Creators Who Invest in Their Own Campaigns See Improved Outcomes
Researchers from the City University of New York and the University of Texas at Austin have recently contributed to the Journal of Marketing with a…
How Certain Regions Assist Citizens in Evading Expensive Debt During Difficult Periods
A recent national study offers compelling evidence that generous unemployment insurance benefits during the COVID-19 pandemic significantly reduced reliance on high-cost credit. Conducted by Rachel…
A Suggested Reporting Mechanism to Mitigate Bank Runs
The recent collapses of Silicon Valley Bank and two other financial institutions, following panic-induced runs on deposits, have ignited a longstanding discourse in bank regulation:…