Money
The legalisation of sports betting, combined with the rapid growth of mobile platforms such as DraftKings and FanDuel, has made wagering more accessible than ever.…
Access to Earned Wages on Demand Linked to Higher Savings and Financial Activity, Study Finds
New research published in the Information Systems Research shows that allowing low-wage workers to access their earnings before payday can meaningfully improve how they manage…
Research sheds light on financial influences within dual-income relationships
The familiar phrase insists that money cannot buy happiness, yet it often plays a decisive role in the health of a romantic partnership. New research…
Climate-Smart Nutrition Doesn’t Have to Cost More
Eating a healthy diet can reduce food costs and lower greenhouse gas emissions compared with what most people currently eat, according to a new global…
Leveraging Combined Credit–Debit Data to Reveal Borrowing Patterns and Improve Delinquency Prediction Models
A recent article in The Journal of Finance and Data Science reports that combining customers’ credit card information with their debit account transactions markedly improves…
Want Lower Mortgage Fees? Don’t Settle for the First Offer
A new study has revealed that most home buyers in the United States are paying more in mortgage fees than necessary, creating a market of…
Hidden arrangements are inflating the cost of 401(k) retirement plans
In many workplace retirement schemes, one of the main attractions has been the idea of choice. Employees are typically encouraged to believe they are selecting…
New research reveals that households chasing higher savings rates can intensify economic downturns
In prosperous periods, savers tend to pay little heed to the modest variations in interest rates offered by banks. Yet when the economy begins to…
Fraud detection drives loyalty: institutions that protect victims keep more customers than banks untouched by fraud
Financial institutions face a relentless battle against fraudsters who drain money from customer accounts. Banks collectively spend millions each year trying to identify the culprits…
Younger policyholders more likely to justify insurance fraud
A new study from the University of Georgia has found that adults under the age of 34 are significantly more willing to commit insurance fraud…
Cryptocurrency reporting made less rigorous by firms in good times before standardisation, study shows
In the years leading up to the introduction of formal accounting standards for cryptocurrency reporting, companies adopted inconsistent approaches to disclosing their involvement with the…
Energy costs disproportionately impact minority households, study shows
Heating, cooling, and powering a home is rarely affordable, and new research reveals that some Americans are paying a far higher share of their income…